228 loan - An Overview
228 loan - An Overview
Blog Article
네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.
On ask for, a financial institution should give copies, either on paper or in electronic sort acceptable to the individual creating the ask for, of the information in its community file. The lender may well charge an affordable payment never to exceed the price of copying and mailing (Otherwise furnished in digital kind).
(1) Evidence of discover publication and an outline of its efforts to hunt input from users of the public, which includes individuals and businesses the bank contacted And exactly how the financial institution gathered information and facts;
(one) A purchaser loan is situated while in the census tract exactly where the borrower resides at some time which the borrower submits the loan application;
The Board testimonials the effect and responsiveness of a lender's Group development loans and Group progress investments that gain or provide a facility-centered evaluation location, as offered in § 228.fifteen.
For each major item line, a Geographic Community Benchmark, calculated pursuant to paragraph III.c of appendix A to this part for facility-dependent assessment areas and retail website lending assessment regions, and paragraph III.e of appendix A to this element for out of doors retail lending places.
이 글에 공감한 블로거 열고 닫기 댓글 쓰기 이 글에 댓글 단 블로거 열고 닫기
This Get hold of form is just for Web-site assist or Web-site ideas. If you have questions or comments with regards to a printed doc you should Speak to the publishing company.
In assigning Retail Lending Test conclusions to get a Point out pursuant to § 228.22(h), the Board does not think about a lender's things to do to generally be inside the Point out if All those functions occur within a retail lending evaluation location consisting of counties in more than one State.
An amendment to your strategy must adjust to all related requirements of the part, Until the Board waives a prerequisite as not applicable.
(B) Why it is necessary and suitable to amend its strategy within the absence of a material modify in conditions.
) Any rise in the calendar calendar year to an current Group advancement loan which is refinanced or renewed or to an existing community advancement investment decision that's renewed;
For auto loans, the Board compares a financial institution's geographic and borrower distributions to the applicable Group benchmarks, as offered in paragraph (f) of this portion and area VI of appendix A to this component.
) The array of retail banking companies and retail banking goods presented by means of digital shipping and delivery programs and various shipping devices; and